If you want to own your own home but are not yet able to get qualified for a mortgage this program may be perfect for you. Our program features;
Here's how the program works:
NO credit is needed! If you have never had any credit that's ok. If you have some bad credit, that's ok too. We like to see good rental history and/or good job history, enough income or good credit.
The deposit is usually $1,000-$3,000. This deposit is the total move in cost. In most cases you will receive some free rent the first month and the best part is your deposit can be used towards the sales price at closing when you buy it. If you decide that you don't want to buy the home the deposit is refunded as a normal rental deposit according to the terms of your lease. So, there is no obligation to buy.
We will help you get qualified with a mortgage lender and/or repair your credit with a credit repair service while you rent. The mortgage lender can give you a plan for getting qualified. This process may take some time depending on your situation but we will be with you every step of the way.
If you do decide to buy the home you are renting from us we will even pay for your closings costs up to $1,500.00 at closing.
If you agree to have your rent payment automatically drafted from your checking account you pay $20 less for your rent each month. Rent is always due on the 1st of each month but if you sign up with automatic draft we won't draft it until the 5th of the month to give you time to get paid.